In the market for a new set of furniture? Whether you’re looking for dining room furniture, living room furniture, or a new bedroom set, furniture can be expensive, and it’s important to make sure you protect it in order to get your money’s worth out of your purchase.
If you’ve spent much time shopping for new furniture, you’ve probably heard the term furniture warranty from time to time. But what is a furniture warranty, what does it cover, and is it worth it for you? If you're in the market for a comprehensive product protection plan that doesn't break the bank, look no further than Mulberry Unlimited. When you subscribe, you'll get coverage for all your furniture pieces and more under the same plan, complete with unlimited claims, access to 24/7 customer support, and no deductibles or hidden fees.
What is a furniture warranty?
Because furniture pieces are often expensive purchases, most furniture retailers offer a furniture warranty, which is an insurance policy that guarantees the manufacturer will back up your purchase if something goes wrong.
Many retailers choose to offer furniture warranties as a way to build trust in their products. While this may sound helpful, unfortunately, most furniture warranties contain a lot of hidden terms, conditions, and clauses that can make the contract virtually useless when something goes wrong.
What do furniture warranties cover?
When it comes to furniture warranties, there are two types to know about: the standard manufacturer’s warranty and the extended warranty. Here’s a quick look at each:
- Manufacturer’s warranty. Manufacturer warranties typically cover things like structural defects and other basic issues that occur in manufacturing. These warranties are often included when you purchase your furniture and generally last around a year.
- Extended warranty. Extended warranties are designed to extend the manufacturer’s warranty and add additional coverage. Typically, extended warranties cost money (the price depends on the coverage you’re getting and the value of your furniture). Some manufacturer warranties include coverage for accidental damage such as stains, spills, rips, tears, and other incidents, while others don’t. It’s important to understand the terms and conditions of your warranty so you know the exact coverage you have.
What to consider when deciding whether to purchase a furniture warranty
There are several factors to consider when deciding whether or not a furniture warranty is worth it for you. Here’s what you should think about:
- Kids and pets. Do you have kids or pets that live in your household? If so, the likelihood of normal wear and tear, accidents, and other damages is much higher than if you live in alone. If you do have kids, how young are they? Are your pets rough on furniture, or generally gentle and well-behaved? These types of questions are helpful when deciding whether or not a furniture warranty is worth it.
- Price. Next, it’s helpful to think about how expensive your furniture is. How much did you spend, and how many years are you hoping to get out of your purchase? If your furniture is inexpensive and lower-quality, accidents and other damages will not take as much of a toll on your budget (and chances are you might be planning to replace it anyway).
- Budget. It’s also helpful to consider your budget. How long did you save for this furniture, and how much of your budget will it cost to replace? If you’re on a limited budget and spent years saving for the purchase, a furniture protection plan is most likely beneficial for you.
- Use. Finally, how will you use your furniture? Is it in a high traffic area of your house, or is it in a room used mainly for decor? Is it indoor furniture or outdoor furniture? If your furniture is going to be used outside, an outdoor furniture warranty is likely a good idea.
Final thoughts
Ultimately, deciding whether or not a furniture warranty is worth it for you really depends on how you’re planning to use your furniture and what the warranty covers. However, if you aren't careful about which furniture protection plan you choose, it’s easy to end up wasting money on a warranty that doesn’t help you at all–and the last thing you want is to have to pay to replace your new bedroom furniture out of pocket!
With a Mulberry Unlimited subscription, you can protect unlimited purchases from accidental damage, manufacturer’s defects, and other issues with no hidden fees or deductibles, all for only $9.99 per month. It's market-leading product protection for the ultimate peace of mind.
