When it comes to home improvement purchases, chances are you’re going to use them a lot. From major appliances like dishwashers and dryers to smaller purchases like power tools, it’s important to make sure you get your money’s worth out of your purchases. However, every store has a different warranty, and figuring out which one is best can be tricky.
If you want a product protection plan that provides coverage for all your purchases, subscribe to Mulberry Unlimited. For just $9.99 a month, you'll get access to unlimited claims, unlimited coverage, and 24/7 customer support, all without deductibles or hidden fees. Let’s take a look at some of the warranty options from the most popular home improvement stores to see which one is the best option for you.
Home Depot warranty
There are two types of Home Depot warranties, both of which are provided through Allstate. Here is a breakdown of each:
Warranties on general merchandise
Although most items at Home Depot come with a free manufacturer’s warranty that lasts for a year, Home Depot also offers extended warranties that can lengthen your coverage for an extra 2- or 3-years. Here’s a look at what a Home Depot extended warranty covers for general merchandise:
- Quick repairs/replacements..
- Professional tech assistance for smart devices.
- No deductibles.
- No lemon policy.
Warranties on major appliances
If you purchase a major appliance such as a refrigerator, dishwasher, stove, or similar item, you can choose to purchase a Home Depot appliance extended warranty to add onto the free manufacturer’s warranty that comes with your purchase. Home Depot offers both 3- and 5-year options. Here’s a look at what you’ll get with a Home Depot extended warranty for major appliances:
- Guaranteed 2- or 3-day service (depending on where you live).
- Professional tech assistance for smart appliances.
- Power surge protection.
- Reimbursement of 50% for some preventative maintenance and cosmetic parts.
- No lemon policy.
Lowe’s warranty
You can get a Lowe’s extended warranty on most of your purchases, from power tools and large appliances to grills, smokers, water heaters, and more. Although the length of coverage you can get depends on the item you’re protecting, Lowe’s extended warranties are usually offered in 2-, 3-, or 5-year increments. The cost of the plan is based on the value of the product.
For example, for power equipment valuing between $500 and $799.99, a 2-year plan is $109.97. Here’s a quick look at what a Lowe’s extended warranty covers:
- Replacement guarantee.
- Cost of parts and labor to fix damage caused by normal wear and tear (after the manufacturer’s warranty ends).
- Power surge protection.
- No lemon policy.
It’s important to note that a Lowe’s extended warranty does not cover accidental damage, routine maintenance, or cosmetic damage, so if something happens to your purchase that is classified as one of these incidents, you’ll be on your own paying for the repairs or replacements.
Menard’s warranty
Menard’s offers extended warranty plans that are provided through Allstate. Exact coverage depends on the type of product you are protecting and the plan you choose, so it’s important to take the time to study the terms and conditions before deciding on a plan. Here’s a look at what a Menard’s warranty covers in several categories:
Appliances
- Electrical and mechanical failures.
- Component failures.
- Power surge damage.
- Failure to power on.
- Leaks.
- Reimbursement for spoiled food.
Furniture
- Accidental stains.
- Structural defects.
- Broken hardware.
- Chipped/broken glass.
- Seam separation.
Water heaters
- Electrical and mechanical failures.
- Power surge damage.
- Failure to power on.
- Component failures.
- Leaks.
Final verdict: Which store offers the best warranty?
Ultimately, Home Depot, Lowe’s, and Menard’s warranty plans all have their own pros, cons, and fine print, so it really depends on the coverage you’re looking for and what type of item you’re hoping to protect (for example, Lowe’s doesn’t offer accidental coverage with any of its plans, so it might not be helpful to you). Regardless, it’s important to carefully study the terms and conditions in the contract before committing to a plan.
And if you’re looking for a way to protect your purchases regardless of which store you shop with, be sure to check out product protection plans. When you subscribe to Mulberry Unlimited, you'll get product protection for all your items under the same plan, giving you convenience, affordability, and peace of mind.